Smarter Payments
at the Point of Sale
Finvora Technology's POS solutions are designed to help eligible merchants access supported digital payment acceptance services through a simple and professional transaction experience.
Compatible POS infrastructure can help merchants process applicable card and contactless transactions while providing customers with a convenient checkout experience.
About POS
Modern Payment Acceptance
for Modern Businesses
Point of Sale technology helps merchants process transactions at the place where customers purchase goods or services.
A payment-focused POS terminal can capture applicable payment information and communicate with the connected payment infrastructure to process the transaction.
Finvora's POS service experience is designed around simple merchant access, convenient transaction processing and a professional digital payment workflow.
POS Service Highlights
Designed for merchant payment acceptance
Supports applicable card-based transactions
Compatible solutions may support contactless payments
Simple and structured transaction workflow
Suitable for different eligible business environments
Connected with digital payment infrastructure
POS Technology
How POS Connects
Merchant Payments
A POS payment environment connects the merchant's checkout process with applicable payment and banking infrastructure. When a customer initiates a supported transaction, the POS terminal communicates the payment request through the applicable processing environment.
The transaction can then receive an applicable response such as successful, pending or failed. The final experience and available functionality depend on the device, payment method, acquiring arrangement and connected service provider.
Merchant
Initiates the supported customer payment through the POS environment.
POS Device
Captures applicable transaction information through the supported payment method.
Payment Infrastructure
Routes and processes the applicable transaction request.
Transaction Result
Returns the available status or confirmation to the merchant.
POS Capabilities
Designed for Everyday Merchant Payments
Give eligible merchants convenient access to supported payment acceptance capabilities through a professional POS experience.
Card Payments
Support applicable debit and credit card payment acceptance through compatible POS infrastructure.
Contactless Payments
Enable supported tap-based payment experiences through compatible contactless POS terminals.
Merchant Payments
Help merchants accept supported digital payments directly at their business location.
Transaction Records
Access available transaction information to support everyday merchant payment operations.
Business Use Cases
POS for Different Business Environments
Compatible POS services can support payment acceptance across different eligible merchant and business environments.
Retail Stores
POS payment solutions can support eligible retail businesses that want to provide customers with convenient electronic payment options.
Service Businesses
Suitable service-oriented businesses can use compatible POS infrastructure for supported customer payment acceptance.
Merchant Counters
POS terminals can provide an organised checkout experience at eligible merchant counters and customer service locations.
Digital Businesses
POS can work alongside other supported digital services within a connected merchant service environment.
POS Features
Built for Convenient Payment Acceptance
A modern merchant payment experience designed around simple transactions and convenient service access.
Simple Payment Acceptance
A structured payment experience designed to make supported merchant transactions convenient.
Merchant Focused
Designed around the everyday payment acceptance requirements of eligible businesses and merchants.
Modern POS Experience
Compatible POS solutions can support modern card and contactless payment experiences.
Connected Service
POS can form part of a wider digital payment ecosystem for supported merchant services.
Merchant Experience
A Structured Payment
Experience at Checkout
POS technology is not only about accepting a payment. It also provides merchants with a structured transaction workflow from entering the amount to receiving the available transaction result.
This helps eligible businesses maintain a more organised payment experience while providing customers with supported electronic payment options.
Payment Initiation
Merchant enters the applicable transaction information.
Customer Payment
Customer uses an available supported payment method.
Processing
The transaction request moves through applicable payment infrastructure.
Confirmation
Available transaction status is returned to the merchant.
How It Works
Simple POS Payment Process
A straightforward payment flow designed to make supported merchant transactions easy to understand.
Enter Amount
Enter the applicable transaction amount through the supported POS terminal or service interface.
Choose Payment
The customer uses an available supported payment method on the compatible POS terminal.
Authorise
The payment request is processed through the applicable payment and banking infrastructure.
Transaction Result
The merchant receives the available transaction status and applicable confirmation or receipt.
Transaction Status
Understanding POS Transaction Results
Transaction results can depend on the applicable payment, banking and service-provider infrastructure.
Successful
The transaction is reported as successfully processed and the available confirmation or receipt can be provided to the customer.
Pending
A transaction may remain pending while final confirmation is received from the applicable payment, banking or service infrastructure.
Failed
The payment request did not complete successfully. Any applicable reversal or refund depends on the relevant provider, bank and payment process.
Merchants should verify the final transaction status before completing the customer checkout process. In case of a failed or pending transaction involving a debit, the applicable reversal/refund process and timeline may depend on the bank, payment provider and service arrangement.
Operational Advantages
Supporting Everyday Merchant Operations
A structured POS environment can help eligible merchants manage supported electronic payments through a clearer checkout workflow.
Organised Checkout
A structured POS workflow can make supported customer payment acceptance easier to manage at the merchant location.
Transaction Visibility
Available transaction records and status information can support everyday merchant payment operations.
Connected Infrastructure
Compatible POS terminals communicate through applicable payment and banking infrastructure to process supported transactions.
Customer Convenience
Offering supported electronic payment options can provide customers with additional ways to complete purchases.
Digital Payments for Merchant Businesses
POS solutions can help eligible merchants accept supported electronic payments directly at the point where customers purchase products or services.
Finvora's wider digital ecosystem is designed to bring payment and business services together through a professional technology experience.
Merchant Benefits
A Better Checkout Experience for Your Business
Accept supported digital payments through compatible POS infrastructure.
Provide customers with a convenient in-store payment experience.
Use a simple and structured workflow for everyday merchant transactions.
Connect payment acceptance with Finvora's wider digital service ecosystem.
Important Service Information
Things Merchants Should Know
POS service availability is subject to applicable merchant eligibility, onboarding requirements and service-provider arrangements.
Supported cards, payment methods, transaction types and device features may differ according to the available POS infrastructure.
Merchants should verify the transaction status before treating a customer payment as successfully completed.
Applicable charges, settlement arrangements, processing requirements and service conditions can vary by provider and merchant arrangement.
For failed, pending, disputed or reversed transactions, merchants should retain the available transaction reference and follow the applicable support process.
Frequently Asked Questions
POS Service FAQs
Important general information about Finvora's supported POS and merchant payment service experience.
What is a POS terminal?
A Point of Sale payment terminal is a device or compatible payment interface used by merchants to initiate and process supported customer payments at a business location.
Which payment methods can be available on POS?
Supported payment methods depend on the POS device, acquiring arrangement, banking infrastructure and service provider. Compatible solutions may support applicable card and contactless payment methods.
Who can use Finvora POS services?
Availability depends on applicable merchant eligibility, onboarding requirements, service-provider arrangements and the supported Finvora service model.
What happens if a POS transaction is pending?
A pending transaction may require additional processing before its final status is confirmed by the applicable payment or banking infrastructure.
What happens if a payment fails but the customer is debited?
Any applicable reversal or refund is subject to the relevant bank, payment network, acquiring provider and service process. Customers and merchants should retain the available transaction reference for support.
Are all POS features available to every merchant?
No. Device features, payment methods, transaction capabilities, charges and other services can vary according to merchant eligibility and the applicable provider arrangement.
Can POS services work with other Finvora services?
Where supported, POS services can form part of Finvora's wider digital service ecosystem alongside other applicable business and payment services.
Where can I get help regarding POS services?
You can contact the Finvora team through the Contact Us page for information about supported POS services, onboarding requirements and available assistance.
Connect With Finvora
Explore Finvora POS Solutions
Connect with Finvora Technology to learn more about supported POS and merchant payment solutions.